How to Become a Insurance Agent — Property & Casualty in California
In California, a P&C Agent license typically requires 12 hours of pre-license education, a 150-question national plus state exam, a 60% passing score.
Sells auto, home and liability insurance. State licensing exams administered by PSI/Pearson VUE. Requirements change — always confirm with California Department of Insurance before paying.
Licensing steps in California
- 1Meet the basic requirements
Minimum age 18; a criminal background check is required.
- 2Complete pre-license education
12 hours of approved training is the documented requirement in California.
- 3Register and pass the exam
The exam is administered by PSI with a 180-minute time limit; you need 60% to pass.
- 4Pay fees and get licensed
Fee schedule not published here — verify with the board.
- 5Stay current
License renews every 2 years with 24 hours of continuing education.
P&C Agent requirements — California at a glance
| Education hours | 12 hrs |
| Exam vendor | PSI |
| Questions (national/state) | 150 / — |
| Passing score | 60% |
| Exam fee | — |
| Application fee | — |
| License fee | — |
| First-attempt pass rate | not published |
| Retake rule | — |
| Renewal | every 2 years · 24 CE |
| Reciprocity | — |
Official source: California Department of Insurance ↗
Frequently asked questions
How long does it take to get a P&C Agent license in California?
After completing 12 hours of education, most candidates need 4-12 weeks of study before the exam. Total timeline depends on scheduling.
How hard is the P&C Agent exam in California?
Official first-attempt pass rates are not published by California; check the state board.
What does the P&C Agent license cost in California?
Fees are not published here — check the official board site.
Can I transfer my P&C Agent license to California?
Reciprocity rules for California are not published here — check both state boards.
Plan your P&C Agent licensing in California
This guide is informational and not legal advice. Requirements change frequently — verify all figures with California Department of Insurance (retrieved 2026-08-20).