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Insurance Agent — Property & Casualty — License Requirements by State

Sells auto, home and liability insurance. State licensing exams administered by PSI/Pearson VUE.

51 of 51 states populated with official data (retrieved 2026-08-20).

By The LicenseFig Editorial Team · independent editorial research project

How to get your Insurance Agent — Property & Casualty license

  1. Check your state requirements. Open the requirements table for your state on this page — education hours, exam vendor, fees and retake rules.
  2. Complete pre-license education. Finish the required education hours (or approved equivalent) from an accepted provider.
  3. Pass the background check. Submit fingerprints and clear the required criminal background check where applicable.
  4. Register and pass the exam. Register with the exam vendor (PSI, Pearson VUE or Prometric), then pass the national and state portions.
  5. Pay the license fee. Submit the application and license fee to the state board to receive your license.
  6. Keep it active. Track renewal dates and continuing-education hours using the License Renewal Calculator.
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How much does it cost to get your Insurance Agent — Property & Casualty license?

Costs vary by state. Most charge a modest application or license fee — often between $0 and $120 — and a handful of states also require a small exam fee. A few occupations add pre-license education tuition. See the Fees column in the table below for your state, then compare costs across states with the Exam Cost Compare tool.

StateEducationExamPass %FeesRetakeReciprocityOfficial
AL——————Alabama Department of Insurance ↗
AK——————Alaska Division of Insurance ↗
AZ——————Arizona Department of Insurance and Financial Institutions ↗
AR——————Arkansas Insurance Department ↗
CA12 hrs150N · 60%————California Department of Insurance ↗
CO——————Colorado Division of Insurance ↗
CT——————Connecticut Insurance Department ↗
DE——————Delaware Department of Insurance ↗
DC——————DC Department of Insurance, Securities and Banking ↗
FL200 hrs160N · 70% · $44—App $50 · Lic $5——Florida Department of Financial Services ↗
GA16 hrs——App $120——Georgia Office of Commissioner of Insurance and Safety Fire ↗
HI——————Hawaii Insurance Division ↗
ID——————Idaho Department of Insurance ↗
IL——————Illinois Department of Insurance ↗
IN——————Indiana Department of Insurance ↗
IA——————Iowa Insurance Division ↗
KS——————Kansas Insurance Department ↗
KY——————Kentucky Department of Insurance ↗
LA——————Louisiana Department of Insurance ↗
ME——————Maine Bureau of Insurance ↗
MD——————Maryland Insurance Administration ↗
MA——————Massachusetts Division of Insurance ↗
MI——————Michigan Department of Insurance and Financial Services ↗
MN——————Minnesota Department of Commerce ↗
MS——————Mississippi Insurance Department ↗
MO——————Missouri Department of Commerce and Insurance ↗
MT——————Montana Office of the Commissioner of Securities and Insurance ↗
NE——————Nebraska Department of Insurance ↗
NV——————Nevada Division of Insurance ↗
NH——————New Hampshire Insurance Department ↗
NJ——————New Jersey Department of Banking and Insurance ↗
NM——————New Mexico Office of Superintendent of Insurance ↗
NY90 hrs150N · 70% · $33—App $80——New York State Department of Financial Services ↗
NC——————North Carolina Department of Insurance ↗
ND—110N · 70% · $67————North Dakota Insurance Department ↗
OH——————Ohio Department of Insurance ↗
OK— · $38————Oklahoma Insurance Department ↗
OR——————Oregon Division of Financial Regulation ↗
PA—150N · 70% · $55—App $55——Pennsylvania Insurance Department ↗
RI——————Rhode Island Department of Business Regulation — Insurance Division ↗
SC——————South Carolina Department of Insurance ↗
SD——————South Dakota Division of Insurance ↗
TN— · $80————Tennessee Department of Commerce and Insurance ↗
TX—130N · 70% · $49—App $50——Texas Department of Insurance ↗
UT——————Utah Insurance Department ↗
VT——————Vermont Department of Financial Regulation ↗
VA——————Virginia State Corporation Commission — Bureau of Insurance ↗
WA——————Washington Office of the Insurance Commissioner ↗
WV——————West Virginia Offices of the Insurance Commissioner ↗
WI——————Wisconsin Office of the Commissioner of Insurance ↗
WY——————Wyoming Department of Insurance ↗

● Data updated 2026-08-20Data retrieved 2026-08-20 from state boards, PSI, Pearson VUE and CMS. Requirements change — verify with your state board before enrolling or paying. Dash (—) = not published / pending verification.

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