How to Become a Insurance Agent — Property & Casualty in Florida
In Florida, a P&C Agent license typically requires 200 hours of pre-license education, a 160-question national plus state exam, a 70% passing score, and a $44 exam fee.
Sells auto, home and liability insurance. State licensing exams administered by PSI/Pearson VUE. Requirements change — always confirm with Florida Department of Financial Services before paying.
Licensing steps in Florida
- 1Meet the basic requirements
Minimum age 18; a criminal background check is required.
- 2Complete pre-license education
200 hours of approved training is the documented requirement in Florida.
- 3Register and pass the exam
The exam is administered by Pearson VUE with a 180-minute time limit; you need 70% to pass.
- 4Pay fees and get licensed
Exam fee $44 · application $50 · license $5
- 5Stay current
License renews every 2 years with 24 hours of continuing education.
P&C Agent requirements — Florida at a glance
| Education hours | 200 hrs |
| Exam vendor | Pearson VUE |
| Questions (national/state) | 160 / — |
| Passing score | 70% |
| Exam fee | $44 |
| Application fee | $50 |
| License fee | $5 |
| First-attempt pass rate | not published |
| Retake rule | — |
| Renewal | every 2 years · 24 CE |
| Reciprocity | — |
Official source: Florida Department of Financial Services ↗
Frequently asked questions
How long does it take to get a P&C Agent license in Florida?
After completing 200 hours of education, most candidates need 4-12 weeks of study before the exam. Total timeline depends on scheduling.
How hard is the P&C Agent exam in Florida?
Official first-attempt pass rates are not published by Florida; check the state board.
What does the P&C Agent license cost in Florida?
The exam fee is $44, the application fee is $50, and the license fee is $5
Can I transfer my P&C Agent license to Florida?
Reciprocity rules for Florida are not published here — check both state boards.
Plan your P&C Agent licensing in Florida
This guide is informational and not legal advice. Requirements change frequently — verify all figures with Florida Department of Financial Services (retrieved 2026-08-20).