Insurance Agent — Life & Health License Cost in Texas
In Texas, documented L&H Agent license fees total $99 — exam $49, application $50. Always confirm the current schedule with Texas Department of Insurance before paying.
Figures below come from the same dataset as the full guide and list only what the state publishes. Anything not published is marked “varies — check the board” rather than guessed.
L&H Agent license cost — Texas at a glance
| Pre-license education | Varies — check the board |
| Exam fee | $49 |
| Application fee | $50 |
| License fee | Varies — check the board |
| Documented fees total | $99 |
| BLS median annual wage | $52,770 (insurance sales agents) |
Official source: Texas Department of Insurance ↗
Fees vs. median pay
The BLS median annual wage for insurance sales agents is $52,770.The BLS median annual wage for insurance sales agents is $52,770. Documented L&H Agent fees in Texas are $99 — about 0.2% of one year's median pay. The bigger investment is usually tuition and time.
Frequently asked questions
What does a L&H Agent license cost in Texas?
Documented fees in Texas total $99: exam $49, application $50. Pre-license education is the biggest variable cost and is set by each school, not the board.
Are the exam fee and the license fee the same thing in Texas?
No. The exam fee covers sitting for the test, while the application and license fees cover processing and issuing the credential. Each is listed separately in the table above where the state publishes it.
How much does L&H Agent training cost in Texas?
Training-hour requirements for Texas are not published here — ask Texas Department of Insurance for the approved programs and their costs.
Is a L&H Agent license in Texas worth the cost?
The BLS median annual wage for insurance sales agents is $52,770, so documented fees are roughly 0.2% of one year's median pay. Earnings vary widely by state and market — treat this as a planning estimate, not a promise.
Budget your L&H Agent licensing in Texas
This page is informational and not legal advice. Fees, pass rates and retake rules change frequently — verify all figures with Texas Department of Insurance and your exam vendor before paying (retrieved 2026-08-20).