Insurance Agent — Life & Health License Cost in Florida
In Florida, documented L&H Agent license fees total $99 — exam $44, application $50, license $5. The state requires 60 hours of pre-license education; tuition for that training is set by each school and is not included above. Always confirm the current schedule with Florida Department of Financial Services before paying.
Figures below come from the same dataset as the full guide and list only what the state publishes. Anything not published is marked “varies — check the board” rather than guessed.
L&H Agent license cost — Florida at a glance
| Pre-license education | 60 hrs required — tuition varies by school |
| Exam fee | $44 |
| Application fee | $50 |
| License fee | $5 |
| Documented fees total | $99 |
| BLS median annual wage | $52,770 (insurance sales agents) |
Official source: Florida Department of Financial Services ↗
Fees vs. median pay
The BLS median annual wage for insurance sales agents is $52,770.The BLS median annual wage for insurance sales agents is $52,770. Documented L&H Agent fees in Florida are $99 — about 0.2% of one year's median pay. The bigger investment is usually tuition and time.
Frequently asked questions
What does a L&H Agent license cost in Florida?
Documented fees in Florida total $99: exam $44, application $50, license $5. Pre-license education is the biggest variable cost and is set by each school, not the board.
Are the exam fee and the license fee the same thing in Florida?
No. The exam fee covers sitting for the test, while the application and license fees cover processing and issuing the credential. Each is listed separately in the table above where the state publishes it.
How much does L&H Agent training cost in Florida?
Florida requires 60 hours of pre-license education. Tuition is set by each approved school and varies widely, so contact the programs on your state's approved list for current prices.
Is a L&H Agent license in Florida worth the cost?
The BLS median annual wage for insurance sales agents is $52,770, so documented fees are roughly 0.2% of one year's median pay. Earnings vary widely by state and market — treat this as a planning estimate, not a promise.
Budget your L&H Agent licensing in Florida
This page is informational and not legal advice. Fees, pass rates and retake rules change frequently — verify all figures with Florida Department of Financial Services and your exam vendor before paying (retrieved 2026-08-20).