How to Become a Insurance Agent — Property & Casualty in Texas
In Texas, a P&C Agent license typically requires a 130-question national plus state exam, a 70% passing score, and a $49 exam fee.
Sells auto, home and liability insurance. State licensing exams administered by PSI/Pearson VUE. Requirements change — always confirm with Texas Department of Insurance before paying.
Licensing steps in Texas
- 1Meet the basic requirements
Minimum age 18; a criminal background check is required.
- 2Complete pre-license education
Required training hours are not published here — check with the state board for the current figure.
- 3Register and pass the exam
The exam is administered by Pearson VUE with a 150-minute time limit; you need 70% to pass.
- 4Pay fees and get licensed
Exam fee $49 · application $50
- 5Stay current
License renews every 2 years with 24 hours of continuing education.
P&C Agent requirements — Texas at a glance
| Education hours | — |
| Exam vendor | Pearson VUE |
| Questions (national/state) | 130 / — |
| Passing score | 70% |
| Exam fee | $49 |
| Application fee | $50 |
| License fee | — |
| First-attempt pass rate | not published |
| Retake rule | — |
| Renewal | every 2 years · 24 CE |
| Reciprocity | — |
Official source: Texas Department of Insurance ↗
Frequently asked questions
How long does it take to get a P&C Agent license in Texas?
After completing the required education, most candidates need 4-12 weeks of study before the exam. Total timeline depends on scheduling.
How hard is the P&C Agent exam in Texas?
Official first-attempt pass rates are not published by Texas; check the state board.
What does the P&C Agent license cost in Texas?
The exam fee is $49, the application fee is $50
Can I transfer my P&C Agent license to Texas?
Reciprocity rules for Texas are not published here — check both state boards.
Plan your P&C Agent licensing in Texas
This guide is informational and not legal advice. Requirements change frequently — verify all figures with Texas Department of Insurance (retrieved 2026-08-20).