How Hard Is the Insurance Agent — Property & Casualty Exam in Pennsylvania?
Pennsylvania does not publish a first-attempt pass rate for the P&C Agent exam. Nationally, pass rates are commonly reported around 60% — your result depends mainly on how you prepare.
Figures below come from the same dataset as the full guide and list only what the state publishes. Anything not published is marked “varies — check the board” rather than guessed.
P&C Agent exam difficulty — Pennsylvania at a glance
| First-attempt pass rate | Not published · national reference ~60% |
| Difficulty | Not rated |
| Questions | 150 national / — state |
| Time limit | 170 minutes |
| Passing score | 70% |
| Exam vendor | PSI |
Official source: Pennsylvania Insurance Department ↗
Study strategies that work for the P&C Agent exam
State-law and state-rule questions are where most candidates lose points. Study the state portion before the national portion, then reinforce both with practice questions.
Take full-length practice tests in the real format until you consistently score above the passing standard. Review every missed question — the explanation matters more than the answer.
Many vendors (PSI, Pearson VUE, Prometric) return a report showing which content areas you missed. Study exactly those sections, then re-test them.
Know the question count and time limit going in. Flag hard questions and come back to them — finishing the exam beats getting stuck on a single item.
Frequently asked questions
How hard is the P&C Agent exam in Pennsylvania?
No first-attempt pass rate is published by Pennsylvania; nationally, pass rates are commonly reported around 60%. Check Pennsylvania Insurance Department for the current data.
What is a passing score on the P&C Agent exam in Pennsylvania?
You need a 70% to pass on the 150-question exam.
How many questions are on the P&C Agent exam in Pennsylvania?
150 national questions, with a 170-minute time limit.
How should I study for the P&C Agent exam?
Spend most of your time on the state-specific content, drill with timed practice exams until you consistently score above the passing standard, and review every missed question. If the vendor provides a weak-area diagnostic, study exactly those sections before retaking.
Plan your P&C Agent exam prep
This page is informational and not legal advice. Fees, pass rates and retake rules change frequently — verify all figures with Pennsylvania Insurance Department and your exam vendor before paying (retrieved 2026-08-20).