How to Become a Insurance Agent — Property & Casualty in Kentucky
In Kentucky, a P&C Agent license typically requires a state exam.
Sells auto, home and liability insurance. State licensing exams administered by PSI/Pearson VUE. Requirements change — always confirm with Kentucky Department of Insurance before paying.
Licensing steps in Kentucky
- 1Meet the basic requirements
Minimum age 18; a criminal background check is required.
- 2Complete pre-license education
Required training hours are not published here — check with the state board for the current figure.
- 3Register and pass the exam
The exam is administered by PSI.
- 4Pay fees and get licensed
Fee schedule not published here — verify with the board.
- 5Stay current
License renews every 2 years with 24 hours of continuing education.
P&C Agent requirements — Kentucky at a glance
| Education hours | — |
| Exam vendor | PSI |
| Questions (national/state) | — |
| Passing score | — |
| Exam fee | — |
| Application fee | — |
| License fee | — |
| First-attempt pass rate | not published |
| Retake rule | — |
| Renewal | every 2 years · 24 CE |
| Reciprocity | — |
Official source: Kentucky Department of Insurance ↗
Frequently asked questions
How long does it take to get a P&C Agent license in Kentucky?
After completing the required education, most candidates need 4-12 weeks of study before the exam. Total timeline depends on scheduling.
How hard is the P&C Agent exam in Kentucky?
Official first-attempt pass rates are not published by Kentucky; check the state board.
What does the P&C Agent license cost in Kentucky?
Fees are not published here — check the official board site.
Can I transfer my P&C Agent license to Kentucky?
Reciprocity rules for Kentucky are not published here — check both state boards.
Plan your P&C Agent licensing in Kentucky
This guide is informational and not legal advice. Requirements change frequently — verify all figures with Kentucky Department of Insurance (retrieved 2026-08-20).