How to Become a Insurance Agent — Life & Health in North Dakota
In North Dakota, a L&H Agent license typically requires a 110-question national plus state exam, a 70% passing score, and a $67 exam fee.
Sells life, health and annuity products. Separate state license from P&C. Requirements change — always confirm with North Dakota Insurance Department before paying.
Licensing steps in North Dakota
- 1Meet the basic requirements
Minimum age 18; a criminal background check is required.
- 2Complete pre-license education
Required training hours are not published here — check with the state board for the current figure.
- 3Register and pass the exam
The exam is administered by PSI with a 150-minute time limit; you need 70% to pass.
- 4Pay fees and get licensed
Exam fee $67
- 5Stay current
License renews every 2 years with 24 hours of continuing education.
L&H Agent requirements — North Dakota at a glance
| Education hours | — |
| Exam vendor | PSI |
| Questions (national/state) | 110 / — |
| Passing score | 70% |
| Exam fee | $67 |
| Application fee | — |
| License fee | — |
| First-attempt pass rate | not published |
| Retake rule | — |
| Renewal | every 2 years · 24 CE |
| Reciprocity | — |
Official source: North Dakota Insurance Department ↗
Frequently asked questions
How long does it take to get a L&H Agent license in North Dakota?
After completing the required education, most candidates need 4-12 weeks of study before the exam. Total timeline depends on scheduling.
How hard is the L&H Agent exam in North Dakota?
Official first-attempt pass rates are not published by North Dakota; check the state board.
What does the L&H Agent license cost in North Dakota?
The exam fee is $67
Can I transfer my L&H Agent license to North Dakota?
Reciprocity rules for North Dakota are not published here — check both state boards.
Plan your L&H Agent licensing in North Dakota
This guide is informational and not legal advice. Requirements change frequently — verify all figures with North Dakota Insurance Department (retrieved 2026-08-20).