How to Become a Insurance Agent — Life & Health in Missouri
In Missouri, a L&H Agent license typically requires a state exam.
Sells life, health and annuity products. Separate state license from P&C. Requirements change — always confirm with Missouri Department of Commerce and Insurance before paying.
Licensing steps in Missouri
- 1Meet the basic requirements
Minimum age 18; a criminal background check is required.
- 2Complete pre-license education
Required training hours are not published here — check with the state board for the current figure.
- 3Register and pass the exam
The exam is administered by PSI.
- 4Pay fees and get licensed
Fee schedule not published here — verify with the board.
- 5Stay current
License renews every 2 years.
L&H Agent requirements — Missouri at a glance
| Education hours | — |
| Exam vendor | PSI |
| Questions (national/state) | — |
| Passing score | — |
| Exam fee | — |
| Application fee | — |
| License fee | — |
| First-attempt pass rate | not published |
| Retake rule | — |
| Renewal | every 2 years |
| Reciprocity | — |
Official source: Missouri Department of Commerce and Insurance ↗
Frequently asked questions
How long does it take to get a L&H Agent license in Missouri?
After completing the required education, most candidates need 4-12 weeks of study before the exam. Total timeline depends on scheduling.
How hard is the L&H Agent exam in Missouri?
Official first-attempt pass rates are not published by Missouri; check the state board.
What does the L&H Agent license cost in Missouri?
Fees are not published here — check the official board site.
Can I transfer my L&H Agent license to Missouri?
Reciprocity rules for Missouri are not published here — check both state boards.
Plan your L&H Agent licensing in Missouri
This guide is informational and not legal advice. Requirements change frequently — verify all figures with Missouri Department of Commerce and Insurance (retrieved 2026-08-20).